Let’s build your plan

Congratulations! Being ready and willing to dive into your finances with eyes wide open is at least half the battle.

Now we want to help you get up and running with this shiny new method for managing your money, with a quickness! It’s not hard (and the payoff is huge!) but it will require a moment of undivided attention and a little pre-game organization.

You’ll need about 20-30 minutes. Shut off Netflix. Put your phone on silent. (Not required, but it feels good every now and then, doesn’t it?) This will go even faster, if you collect a few things before you dig in

Spending statements

What are all the things you need to pay for each month? Recent bank or credit cards statements come in handy here. Bonus points if you know the due dates of your individual bills! If you don’t have exact figures, no big deal—when in doubt, aim high!

‍Account credentials

Whether you’re pulling your spending records for reference or connecting your accounts (which is completely optional), you’ll need your login credentials for these accounts. Dust off those usernames, unearth those forgotten passwords. Set up your mission control!

An open mind

We know it isn’t easy, but try and forget everything you think you know about budgeting. Don’t let any past experiences, assumptions, or perceived failures hold you back any further. Today is a fresh start, a clean slate.