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What are all the things you need to pay for each month? Recent bank or credit cards statements come in handy here. Bonus points if you know the due dates of your individual bills! If you don’t have exact figures, no big deal—when in doubt, aim high!
Whether you’re pulling your spending records for reference or connecting your accounts (which is completely optional), you’ll need your login credentials for these accounts. Dust off those usernames, unearth those forgotten passwords. Set up your mission control!
We know it isn’t easy, but try and forget everything you think you know about budgeting. Don’t let any past experiences, assumptions, or perceived failures hold you back any further. Today is a fresh start, a clean slate.